#1 Defence Broker in Australia
Get straight answers today and peace of mind tomorrow
Our clients choose Defence Finance because we get defence. We understand that life in the military is busy and that you don’t always have time to manage your finances effectively. We know that deployments, postings and leave limit your opportunity to get to traditional financial institutions. That’s why we customise our services to save you time and, more importantly, money.
Clear and simple financial advice for ADF members
As part of the ADF, your financial world looks different from most. From postings to deployments, your lifestyle isn’t always suited to rigid banking rules and one-size-fits-all loans. Big lenders often drown you in forms, delays, and red tape, while smaller providers may not have the options you need.
That’s where a defence broker steps in. You get the best of both worlds: access to wide lending choices without the slow, impersonal process. This way, you’ll get the help you need to cut through the noise so your finances run smoothly, leaving you free to focus on your career and family.
Personalised advice shaped by ADF experience
When you deal with people who haven’t lived the ADF life, it can feel like you’re speaking a different language. That’s why working with ex-defence members at Defence Finance makes such a difference. They understand your challenges because they’ve faced them too. Defence Finance knows your schedule, your commitments, and how your career shifts over time. With that understanding, your financial journey feels less like a battle and more like a clear path forward.
Why choose Defence Finance to guide your financial journey?
Make the most of your defence loan benefits
Entitlements can be confusing, and you’re not alone if they feel unclear. Defence Finance helps you make sense of your benefits and shows you how to get the most from them. Instead of dealing with uncertainty, you can unlock the full potential of what you’re entitled to.
Feel confident in your financial choices
You don’t have to work through it by yourself. Our team will explain your loan options in plain language and helps shape a plan that matches your goals. With the right guidance, you can make confident choices about your financial future.
Take the stress out of the loan process
Your time matters. That’s why Defence Finance streamlines the loan process so it works around your life. We take care of the complex steps, giving you more space to focus on what’s important to you. It’s convenience without the added stress.
Focus on service while we support your finances
Serving comes with enough responsibility, and your finances shouldn’t add extra weight. Defence Finance takes on the financial complexities, giving you the freedom to focus on your career and your family. You can move forward with peace of mind, knowing you have the right support behind you.
Learn why we are one of the most trusted Defence Brokers in AU
Work with Australia's best DHOAS mortgage broker in 4 simple steps
Book a quick call that fits around your schedule
Pick a time that works even if you're on night shift, deployed, or between postings. You’ll chat with someone who already understands ADF life, so there’s no need to explain your pay slips or allowances from scratch.
Find out what you can borrow without the guesswork
You’ll get a clear picture of how much you can borrow, including how things like RA, deployment income, and HPAS/HPSEA come into play. With our help, you’ll get straight numbers based on your individual needs.
Get help using DHOAS the right way
Not sure if you qualify? Already using it but confused? You’ll get help figuring out exactly where you stand with DHOAS... what you’re eligible for, how it affects your loan, and what to watch out for so you don’t lose any benefits.
Let someone else handle the bank and paperwork
Once you're ready to go, everything gets sorted behind the scenes, from dealing with the lender to making sure nothing stalls while you’re away. You won’t be left chasing emails or explaining your job over and over again.
Let an experienced defence broker walk you through your options in a helpful call
Finding the right home loan when you’re in the defence force doesn’t need to be stressful or confusing. With one quick call, you’ll understand where you stand, what you qualify for, and how to make the most of your Defence Broker benefits, even if you’re no longer serving.
This free 10-minute chat is ideal if you’re unsure about subsidies, worried about high repayments, or simply want to explore your choices.
During the call, you’ll be able to answer these questions:
- Am I eligible for Defence Broker support, even after discharge?
- What’s the simplest way to use my subsidy without making a mistake?
- Could I find a better deal through non-military lenders? (Spoiler: sometimes yes)
- Which loan features actually matter when I move every few years?
- Am I paying too much interest or missing out on entitlements?
This call is a quick way to get clear and take charge of your next big move. Fill out the form below and let’s find the right path for you.
