FIND THE HOME LOAN THAT'S RIGHT FOR YOU
Explore and Compare Your Defence Home Loan Options in Australia
For those who serve in the Australian Defence Force, every decision matters. When it comes to choosing your first home, a new investment property, or that dream house upgrade, you deserve a home loan process that aligns with your unique needs. Explore your personalised ADF home loan options here.
Struggling to find the right home loan for you as a member of the ADF?
No matter if you’re here at home or deployed overseas, we get it – acquiring a home loan can seem like a battlefield. There’s a sea of options, complex jargon, ever-changing rates, and the constant worry of making a mistake. But that’s exactly why we’re here. Experience a more seamless journey where you feel guided through twists and turns, so you can discover the right loan that aligns with your unique financial circumstances and challenges. Make your dream of homeownership a happy reality.
Discover a World of ADF Home Loan Opportunities
Your unique needs and aspirations take center stage at Defence Finance. In this journey, you’re not alone – you’ll have personalised assistance in comparing home loan offerings from various lenders, ensuring you’re positioned to make the most of your entitlement.
What are the types of home loans available to members of defence?
Fixed-rate home loans
Fixed interest rate loans keep repayments predictable for a specified period, typically 1-5 years. It helps you plan your finances with fewer surprises.
Variable rate home loans
Variable rate loans can change due to market conditions, causing repayments to fluctuate. It brings uncertainty, but also potential benefits if rates drop.
Interest-only home loans
Interest-only loans mean lower initial repayments, as you pay just the interest. However, you'll need to begin repaying the principal at some point.
Split home loans
A split home loan: part fixed, part variable. It merges fixed-rate loans' certainty with the possible benefits of variable-rate ones.
Home loans (offset acc.)
An offset home loan is linked to a transaction account; its balance offsets the home loan amount for interest calculations.
Line of credit home loans
A flexible loan lets you access a set amount as needed, up to a pre-set limit. Ideal for those needing funds at different times.
Need help deciding which home loan to choose? Book a complimentary 10-minute call today
Ready to explore how your ADF Defence loan entitlements could lead you to the right home loan option for you? Or perhaps you’re interested in learning how to use defence loans to benefit your family’s future? In this 10-minute consultation, we’ll focus on your individual situation and guide you through the potential home loan pathways available to you. Let’s unlock the right choices for your unique needs.
